Hit & run driver caught and has no insurance...what steps do I take to collect money for my vehicle repairs?

Hit & run driver caught and has no insurance...what steps do I take to collect money for my vehicle repairs?

Sorry for not stating this before. I got the estimate yesterday and my insurance company said that since it is under my deductible that they won't go after him and I have to file a claim with his insurance company...this was before I found out he is not insured. Also, I did file an accident report, I apologize that wasn't clear when I mentioned the California Highway Patrol officer who took my report. I am sure this is going to be a lot of work but I know I am not out of luck because we have small claims court here in CA where you can sue for judgments under $8000. You don't need a lawyer for small claims. I would appreciate answers from people that actually have experience with this. Thanks!

 

BEST ANSWER: Try this site where you can compare quotes:COVERAGEDEALS.NET

 

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I have been in Thailand for a year so I canceled all my auto insurance, a now I am going to be back for 2 weeks using a rental car, and I need coverage for that 2 weeks

 

 

Car Insurance -civil court?

My friend was at fault as she rear end another vehicle causing minor damage to the vehicle in front of her. She is now being sued by the insurance comp of the other driver in the civil court for driving in a negligent manner. Wouldnt this be covered under her insurance company? Why is she paying for the insurance in the first place?

 

 

Unlicensed Driver / Settle w/o car insurance?

Someone borrowed my car and got into a minor accident. Turns out they have a suspended license :( He told the other driver he would pay for damages, just give him 2 estimates. He didn't get the other drivers info at all (grrr!) .. only gave him info from my insurance card and his cell number. A few days go by and no contact from other driver. Today my insurance company calls me asking for details! :( Now what do I do!? Can this still be settled without the insurance company?? I've never had to deal with insurance companies before so I dont know what to tell them and I want to minimize any trouble I may be in now thanks to friend who borrowed car!

 

 

SR-22 for DUI in California? Secondary liability insurance?

Has anyone ever heard of Secondary Insurance? How does it work? Is it legal? My attorney recommended a guy for this policy, and it sounds too good to be true. They create a Shell liability policy for my person, unattached to my car, and my auto rates won't increase? Is this a total scam? I need to get a SR-22 to get my lisence back. Any help is appreciated and of course bested

 

 

Should everyone be required to buy healthcare insurance?

I say no. What if I can afford it? It should not be required but it should be AFFORDABLE!

 

 

About health insurance....?

If u have 2 health insurances, whatever your primary doesn't cover, your secondary will? My primary insurance sucks, but then i have the Unions insurance as secondary.

 

 

How much can i offer to pay claimant on car insurance claim per month?

Im 19 years of age, I have a provisional licence, and I had a car with learner driver insurance. I'd just dropped my mum off and was driving home alone when another car pulled out of a junction and smashed into my car. The police were behind me at the time and saw that the other driver was at fault. However because my mum had just got out of the car my insurance was not valid. The other drivers insurance company is now making claim for cost to his car, can I offer to pay 10 per month off the cost or will they take me to court anyway?

 

 

2007 Mercedes S-class fuel consumption, reliability, maintenance?

If you're 60 years old in Canada, with a great driving record, how much should insurance cost per year more or less? Also, if you drive 20,000km annually, how much should fuel cost? And is this car reliable? How much would you expect to spend on maintenance costs over the next 5 years? It has 70,000km and costs $36,000 also, is this a good price? Lots of questions I know, but thanks so much

 

 

Will my home owner insurance go up if I make a claim? How much?

I live in Massachusetts. Let's say a homeowner has a flood, and claims a $3000 loss, minus a $500 deductible. Will they be punished severely with increased rates? What will it cost them? Will it make a difference if the damage was someone else's fault (e.g. in a condo where a first floor unit could be flooded by a broken water heater on the second floor, or by a fault in the building's plumbing which is owned by the association?) Will the insurance company send their lawyers after the party at fault, and in that case would they not raise the rates on the claimant? People tell horror stories, usually about car insurance, where the rates go up so much you pay the insurance company back for the whole claim. But I pay all of $220 per year for $30,000 in personal property coverage. If I claimed a loss of a few thousand dollars, how much could they really raise my $220 premium?

 

 

Which auto insurance company offers non-owner's insurance?

Which auto insurance company offers non-owner's insurance?

 

 

Car Insurance Question for Washington State?

In WA State, does the car insurance follow the car, or the person? I want to say the person, because when someone gets car insurance and they trade in their car, that insurance will cover that replacement car for 30 days or so. But when someone lends their car to their friend and that friend is in an accident or causes a claim, is that friend covered under the insurance of the person who lent the car? Then wouldnt that mean that the insurance follows the car in this case?

 

 

What company in maryland has affordable health isurance?

What company in maryland has affordable health isurance?

 

 

How much does insurance on a Catamaran cost?

In USD$, what is the average price for insurance on a newer catamaran?

 

 

Can anyone tell me any health insurance companies that cover fertility treatments ?

i haven't started fertility treatments yet so i have no prob going to a new endocrinologist, gyno or clinic ect - because they will be new either way ! of coarse a insurance that covers the most fertility treatments would be best but just tell me the name and what treatments if any that you know they cover ( thanks in advance)

 

 

Average insurance rate for a 2002 MR2 Toyota Spyder for a 21 year old?

What do you think will be the average rate and how does this compare to insurance rates of a normal car like a Toyota Corolla and sports cars like a Mustang?

 

 

Why pay for health insurance anymore?

The Community Organizer (Barry O) has made sure that pre-existing condition cannot be basis for refusal when buying health insurance. So why not just wait until you get sick to purchase insurance? Its like waiting until you get into a car wreak to buy car insurance. Barry's penalty for not having insurance doesn't kick in for another few years... so why have insurance before getting sick?

 

 

What would insurance cost on a 2010 nissan versa?

I am getting my first car a brand new nissan versa approximately how much will insurance cost me i'm a male and a college student

 

 

I need help with car insurance?

So I don't have a license yet, but im workin on it. I seen a car that I want now b4 its too late n sumbody buys it. My mom has a car n her n my dad r on the same insurance, he pays it tho. SO heres what i wanna do... Can I buy the car n then get insurance in my moms name or is there sumthin i can do like let the car sit til i get my license?? I would have to get the car home tho, but it wont be insured on the ride home(is there sum temp insurance)... I mean the car is steal, n i need to get it now b4 sumbody buys it!! Its in Ohio, if that matters...

 

 

Gastric Bypass and Insurance?

Who should I try and contact first? a surgeon or my insurance company?

 

 

How much do you think insurance would cost for me?

I am 16 just got my lisence. I live in NS Canada. i completed the young drivers course which is supposed to make it cheaper. i plan on driving a 99 jeep cherokee.

 

 

How much would it cost for a citation with no insurance in Texas ?

How much would it cost for a citation with no insurance in Texas ?

 

 

Will my parents insurance go up if i get a permit?

I just turn 16, and i wanna take the class. I live in Houston, TX. Will my parents insurance raise if i get a permit? I need answer Quick! Please Help!

 

 

How does an Insurance Claim work?

How does an insurance claim work. Let's say I get up one morning walk outside and my car has been stolen? The police come out and take a report, then they leave. How long would it take insurance cover this and how much would they cover? For example, if I have a car that I'm financing that is worth $24,500.00 dollars that had full insurance coverage. Basically, how does it work? Since it's being financed, I'm sure the insurance company would pay out the remaining balanced owed on the car to satisfy the loan with the finance company but what happens to me afterwards? Lets say I have $100,000 dollars in coverage that covers me in case of theft or something like that. Being that the car was fully covered and insurance was able to pay back the loan, would they give me the money to buy a new car at equal or face value of the car that was stolen? Insurance is so friggin complicated...if someone could explain the process to me I'd appreciate it.

 

 

How much do you usually pay when you first get car insurance?

just got an auto insurance plan that's 100/month. went in to fill out papers &payed a $120 down payment. but my mom is now telling me i should be getting a bill for $480 in the mail soon. because the premium is $600 and i have to pay the rest? but i thought that's what the down payment was for. or was that just a down payment for a down payment? lol. i'm not really sure how it works, but i'm wondering if my mom is just saying that so i don't spend all my money, or if i'm actually going to get a bill for that much. anyone know? i'm still paying $100/month, so is it normal to have to pay around $600 first?

 

Hit & run driver caught and has no insurance...what steps do I take to collect money for my vehicle repairs?

Sorry for not stating this before. I got the estimate yesterday and my insurance company said that since it is under my deductible that they won't go after him and I have to file a claim with his insurance company...this was before I found out he is not insured. Also, I did file an accident report, I apologize that wasn't clear when I mentioned the California Highway Patrol officer who took my report. I am sure this is going to be a lot of work but I know I am not out of luck because we have small claims court here in CA where you can sue for judgments under $8000. You don't need a lawyer for small claims. I would appreciate answers from people that actually have experience with this. Thanks!

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